Tools for invoicing, getting paid internationally, tracking expenses, and staying on top of taxes as a self-employed professional.
Managing money as a freelancer is genuinely complicated. You're dealing with irregular income, multiple clients, international payments, and tax obligations that most payroll systems handle automatically for employees. The tools below address different parts of that problem — from sending invoices to receiving payments across borders.
Wise uses the mid-market exchange rate and charges a transparent fee. For freelancers with international clients, it's significantly cheaper than traditional bank transfers.
Wave offers invoicing, accounting, and receipt scanning at no cost. It's not as polished as FreshBooks, but for solo freelancers who don't need advanced features, it's hard to beat free.
FreshBooks combines invoicing with time tracking and expense management. The interface is cleaner than most accounting tools, and client communication features are built in.
Deel handles contracts, payments, and local compliance for international contractors. If your client uses Deel, it simplifies the entire payment and paperwork process considerably.
Expensify's SmartScan feature reads receipts automatically and categorizes expenses. Useful for freelancers who need to track deductible business expenses throughout the year.
Bonsai bundles contracts, invoicing, time tracking, and tax estimation into one platform. It's designed specifically for freelancers, which shows in how the features connect to each other.